Technology communication, financial services expansion new space (financial eye, financial innovation, rural residence 1)
Figure 1: In Ningxia Zhongwei City, Zhongning County, Ping An Group has established a smart poverty alleviation industry base to help local ometronics grow up. The picture shows the operation of agricultural machinery in the industrial base.
Wus Tao photo 2: With the support of the business bank loans, Jiangxi Yingtan Guixi City planting household hole normal Ganoderma lucidum business is more red.
The figure shows the cooperative workers in the sorting of Ganoderma lucidum after drying.
Confair normal data source: People’s Bank and other nations must revitalize, and the country must revitalize.
The Year of the 14th Five-Year Plan is fully promoted into the rural resolution.
All regions, relevant financial institutions for the financial problems encountered in rural revitalization, the existing funds, through scientific and technological empowerment, product innovation, policy support, etc., providing a continuous financial support for rural resolution, providing a continuous financial support. From today, this version launched the "Financial Innovation Rural Rural Revitalization" report, paying attention to the new measures, new practice, new achievements, multi-angle, in the financial industry, and serving "three rural", and serves "three farmers". Financial better serves rural revitalization to provide reference. – Editor’s "Digital Country" comprehensive service platform – big data prototymes the "get into umbrella" This reporter Ge Mengchao time value gold autumn, Ganoderma lucidum also entered the harvest season.
Entering planting households is located in the Ganoderma Ganoderma Ganoderma, which is located in Tangwan Town, Yingtan County, Jiangxi, and only one plant, such as umbrella, long. In the greenhouse, many Picking Ganoderma lucidum is drying, and the worker puts a bag of bags to dry the dry spirits to the factory for processing. Little Ganoderma lucidum has supported the "get into umbrella" for local farmers. "Don’t look at Ganoderma lucidum, but it is a treasure!" Kong normally introduced to the reporter, Ganoderma lucidum itself can enter the medicine, can also make a bonsai for watch, Ganoderma lucidum spore powder also has a high medicinal value.
In October last year, more than 20,000 Ganoderma lucidum have been basically long. It is expected that the relevant sales of Ganoderma lucidum will exceed 500,000 yuan this year.
These years, due to the hard work and village support, Kong Ganoderma lucidum is getting better and better, and he has had more than 10 Ganoderma lucidum planting greenhouses. However, with the expansion of planting scale, the fund problem makes him difficult.
"Planting Ganoderma lucidum needs to buy raw materials such as wood chips, plus the cost of labor costs and greenhouses, and the overhead is not small." The well said. This spring, the staff of the local Industrial and Commercial Bank took the initiative to find the well. "We learned from the village to the old hole in the loan demand, and in the field in his green shed.
The old hole of Ganoderma lucidum business is well developed, and there is more than 100 square meters of homesteads in the village to be mortgaged.
"Sang Wenao, deputy director of the ICBC Guiji Branch, said. Who knows, when the bank is planning to lend, it is difficult to take a question.
"We have consulted the relevant departments in the village and the town, and found that due to the temporary registration of the system registration problem, the mortgage registration of the homestead is not allowed. If the mortgage of the homestead, the lack of repayment is guaranteed, the old hole’s loan may I can’t get my hand. "Song Wenao said that in this case, the" digital rural "comprehensive service platform, which finally decided on the ICBC, publicized the collateral situation of the old hole, and issued 30 successfully 30 Ten thousand yuan of loans, the annual interest rate is only%. What is the "Digital Country" integrated service platform for the old hole to solve the loan puzzle? "The ‘digital rural’ comprehensive service platform is based on new generation information technology such as block chain, big data, and artificial intelligence. It provides a rural management department, village committee, village collective, villagers, etc. Digital solutions for finance, finance, financial services’.
"The General Manager of the Ministry of Industry and Commerce Bank of Industry and Commercial Bank of China, said. In the past, there were difficulties in farmers, farmers, villagers, and villagers, etc. In the comprehensive service platform, the "three-party management, clear production, property rights trading", and the Industrial and Commercial Bank to help the local agricultural rural departments, the village committee effectively promote the reform of the rural collective property rights system, and the establishment of the rural collective economic organization, registration and other links provide support.
During this process, the platform collection has mastered basic data such as village collective business income, rural homestead, land circulation, land contractual management rights.
"Detailed data is supported, and the bank staff provides financial services such as loans." Shi Lijun said.
In addition to financial services, the "Digital Country" comprehensive service platform also helps rural finance, village affairs achieve more transparent management. "The" Digital Country "comprehensive service platform will be transferred to the line from the line, and the online application, approval, payment settlement, account balance and detailed query," greatly improve the approval efficiency. .
"ICBC Yingtan Branch President Li Qiang said.
Since the "Digital Country" comprehensive service platform, the government departments, banks, and peasants have achieved a win-win situation.
Up to now, ICBC rely on the platform has signed a strategic cooperation agreement with 18 provincial agricultural rural areas, and reached an informational cooperation with more than 700 county-level agricultural rural areas, including 31 provinces, 232 land. Shi Lijun said, the next step, the Industrial and Commercial Bank will continue to invade the new technology of science and technology to establish a new agricultural financial service system, so that the mobile phone has become the "new farmer" of farmers, and the data has become a "new agricultural resources" in rural areas. Block chain production recipes – Small 枸杞 Plug in "Gold & Wings" Ge M Meng Chao Wa Tao Huanghe Jinghishan Gorge into Ningxia, flowing through Zhongwei City Zhongning County to north. The Wei Ning Plain, which is the Yellow River, is the origin of Ningxia and the origin of the origin. The nourishing of the Yellow River water has also created the unique quality of Zhongning.
"It’s hard! This small one can be could not stand the toss of the weather.
Changes in temperature and soil humidity, the length of illumination time, etc., will have a greater impact on the growth of 枸杞. "Say this is Zhongning planting households Chen Jiangtao, although in the middle and late October, it is already the end of this year, but he and everyone still busy in the field of 枸 枸.
To solve the troubles of the planting, you have to rely on technology innovation. "We can now collect, irrigation, fertilization, picking, processing, etc., and record, record, so that every 枸杞 has its own standardized production profile.
"Ping An insurance is the secondary stone project manager Zhang Bi Shu said that all of this is achieved by the block chain production of the Ping An insurance.
In the safe and secure intelligence poverty alleviation industry base, big data, Internet of Things, cloud computing and other technologies have been widely used in all aspects of production, processing and sales. "You don’t look at this device, it is actually a long-awaited anti-crash remote monitoring early warning system, and can monitor the pests and pegs of pests in real time through the camera installed.
"Zhang Biyu said that the reporter guided the reporter to another group of equipment," this group of equipment can be used to monitor the temperature change of temperature and soil, such as smart network equipment in more than 7,200 acres of 枸杞 field in our base Group. Through the monitoring of these devices, the situation in the field can be at a glance.
"Block chain production places have played a big role in small 枸杞." The platform can record the total growth cycle of 枸杞, and establish a online production file; also can monitor the production, processing process and specific operators of 枸杞, help Relevant enterprises and plantations have improved production standards, for example, can help plantations to arrange irrigation and fertilization time according to weather changes, and prevent pests in advance.
"Zhang Bi said that by mastering big data, the platform can generate a unique traceable label for 枸杞. Consumers can learn from the mobile phone to scan the QR code on the product packaging, and produce, production, processing and transport. Process.
In addition to making the production process of 杞 more transparent, the application of block chain production places also makes it more than one heavy financial guarantee. Zhang Bi said that the data on the platform, the promotion of the "block chain production" model is launched, this model can achieve production quality management, product traceability certification and other functions, but also expanded the production of 杞 companies in production And the range of risk protection in the sales phase. "There is a retrospection, the design of the liability insurance is based. Once food safety issues, the loss of the company will be borne by the insurance company, which is equivalent to the quality assurance of the 枸杞 brand.
"The application of block chain technology is one of the practices of Ping An Group to help Popular Finance. Sichuan Oil olive, Shaanxi Apple, Gansu Jinshi, Guangxi Bull, Inner Mongolian Sheep … Many Ping An Intelligence Agricultural Project has plugged "Golden Wings". Let the data run more legs, let the farmers run less running road. Ping An Group’s relevant person in charge said that the Ping An Group is actively exploring the satellite remote sensing, the Internet, block chains and other technologies and financial business. Provide higher quality financial services for rural areas.
Next, we must vigorously develop rural Pu Hui Finance, continue to strengthen financial technology in rural areas, and develop financial products suitable for agricultural rural areas, increase the high standard farmland, modern seed industry, rural construction, green development and rural industries, etc. The support of the key areas. (Editor: Lei Hao, Zhao Fang) Sharing let more people see recommendation reading.